The babestation model Kayleigh Wanless claims the messy court saga has made her unable to get a house.
The glamorous model can generate thousands of pounds by shooting for people like Playboy, but claims he "surfs the couch" with friends because no homeowner can trust him.
This follows a feud between Miss Wanless and her aunt ex-girlfriend Donnis Brown, who claimed the model did not pay a £ 3,100 loan despite persistent demand.
A judge sided with Brown and ordered the 29-year-old to pay – which he now confirms.
However, he claimed online trolls branded him a prostitute after the case and publicity caused his main headache.
Now, he places the side of his story in an effort to straighten out.
Miss Wanless said, "I can't get a house because of a newspaper article.
"I worked in London and then couched with friends when I returned to Newcastle because no one would rent me.
"People think that I will rip them off but I have never done anything like that and I have never even lent money to people before.
"I always have good credit, and if I will get a loan I will go to the lender, not someone's family.
"Now I'm struggling to find a house because they brought CCJ (Court of Justice) which was only a nightmare."
Ms. Wanless told the court that her debt was between Donnis and her niece, guard Andrew Flavell, for the money borrowed to rent a flat in Tenerife.
However, District Judge Michelle Temple decided that Miss Wanless was responsible for the money that had been transferred to her account.
Now, a former Prudhoe Community High School student – who told the September trial the cash "had nothing to do with him" – believes he was chosen because of his job.
The Northumberland-born model has posed for the Daily Sport and co-hosted the 2019 UK Glamor Awards. He also burdens fans of $ 20 a month to view explicit content on adult websites.
He added: "That is because of the work I do, and I have been called a prostitute and a companion, which is not true.
"[Models] put in bad light quite often because because it is classified as a sex worker, there is a stigma that accompanies it.
"But the girls supported each other and we were good. I used to work in a bar, and that was a far worse industry."
This case made headlines after Miss Wanless tweeted 'I need a lawyer' the day before the last trial.
He now claims that the tweet isn't even for this case, but as an aid to view legal documents – although he admits: "I'm not the best speller."
Instead, he claimed to use his uncle – who is in the police – for the trial despite backfire.
"He thinks because he is used to the criminal system, he will be able to represent me," he said.
However, the judge refused to let him submit the evidence and reject the appeal – because of Miss Wanless's absence from the first trial for being abroad.
He claimed that he now paid cash – even though he felt he didn't have to pay a cent.
"I don't feel fair as it happens," he added.
"I just wish I knew a lawyer and that I knew a little more. I wish I did some research."