20 minutes – Very low income suffers from bonuses


Health insurance premiums will increase relatively small next year. But excitement is limited, because as an evaluation from the Federal Office of Public Health (FOPH) shows, eating premiums in recent years, an increase in the share of low income income – even if this premium reduction is related. How high is the financial burden for low income earners, tell the reader 20 minutes:


Are you switching to cheaper health insurance?

Health Minister Alain Berset estimates the average increase in average premiums to 1.2 percent as a sign of good work from the Federal Council and Parliament in recent years. But because costs will continue to increase, Berset said additional efforts were needed. Berset promises: "In the coming months, we will present further steps to curb cost detention." SP will decide in early December whether to launch a popular initiative that will allow only 10 percent of its revenue to go into health insurance premiums. CVP launched this fall initiative that demands an increase in health costs if premiums rise faster than wages.

«Cost of living is enough»

name: Dominique (29):

income: 2800 francs

premium: 400 francs

cheap: 67 francs

"With high premiums at the end of the month, I don't have much money left. That's why I also work on weekends. Results: constant fatigue and stress. Actually, living in Switzerland is costly."

"I rarely go to the doctor to avoid fees"

name: Beatrice (45)

income: 4800 francs

premium: 680 francs

Premium Reduction 0 franc

I am a single parent and have two children. For all together I paid 680 francs a month. I am a general myself and not insanely insured. Only 2500 francs of deductibles are worrying me. So I rarely go to the doctor, to prevent costs. I can't pay deductibles. In the end, I still had 1400 francs a month left for food, clothing and cars.

«Insurance does not help»

name: Mark (27)

income: 4500 francs

premium: 800 francs

cheap: 0 francs

"We pay a premium for my wife, my four-year-old daughter and myself. Insurance never takes me anything. I have franchised 2500 francs a year and always have to pay for everything myself."

«We save water»

name: Werner (68)

income: 3200 francs

premium: 800 francs

cheap: 0 francs

"My wife and I retired and shared our income. It's crazy that we have to give 25 percent of that to health insurance. We try to save electricity and water. We don't get discounts because we own a house.»

(Dob / vay)


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